Have you ever wondered about all of those random people offering to help you with plumbing, electrical, or handyman work online? How about offers to clean your house, organize, do laundry, and other household chores. Do you ever wonder if they are operating a legitimate small/home/side business? Do they have insurance coverage if something happens, what if they “injure” themselves (or just claim to) while working at your home – are you covered? What if they’re a criminal? Do you take the time to verify any of these things, or…